Wedding Color Ideas

Weddings Insurance is it worth it?

Saying that, we didn’t have weddings insurance for our wedding and all was fine.

However unexpected events can happen, you only have to look at youtube.com or you’ve been framed! Small incidents can occur at any time but when it is your wedding it can feel as if it is a big disaster.

You don’t have to have weddings insurance to be insured for your wedding, some household insurance policies do cover aspects of a wedding, if you are having a small wedding then this could be the way to go. Contact your insurer to discuss details to make sure you comply with the small print!

When you pay for anything to do with your wedding, deposits, goods and suppliers pay with your credit card as your credit card provider will also be liable for some of the money if things go wrong. Again look at the conditions of your credit card to know how much they would be liable for. They are also a good contact if you are having difficulties with a supplier and can advise you on what to do.

If your wedding is more elaborate or if you just want the peace of mind you will probably be surprised at how cheap wedding insurance can be.

Make sure you shop around and not just for the best price but also the best cover for you. If you are getting married abroad or catering for everyone in your own garden there will be a weddings insurance for you.

Take out your insurance early and it could cover your deposits.

Most weddings insurance will cover unexpected events.

* Cancellation - if due to a number of reasons you have to cancel a part of your wedding or the whole thing then you would be covered. Or if one of your suppliers has to cancel you.

* Wedding dress damage and main wedding party attire.

* Photography and video expenses if your professional pictures don’t come out you will want compensation. I once had to arrange a mock up for a wedding couple who wanted their pictures taken again!

* Rings, cakes, flowers, cars, legal expenses, public liability, the list is endless it depends on what you want on your weddings insurance. The more you add the more the insurance will cost, worth remembering when you are adding the doves, fireworks and helicopter rides ;o)

As with all insurance policies you will have a 14 day cooling off period to change your mind.